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Nov 3, 2023 · APR example: If you get a $100 advance deposited instantly into an external account for $8.49, add a tip of $1 and repay the loan in seven days, you’ll be charged an APR of 494.8%. We hope this guide “8 Instant-Approval Credit Cards with Instant Use (Jan. 2024)” has been a helpful resource for you in learning more about your financial options. In this guide, we’ve covered: Capital One Cards You Can Use Instantly. Chase Cards You Can Use Instantly. Bank of America’s Instant-Use Policy.

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